How to Get An Installment Loan Even When You Have Bad Credit

Installment loans are easier on the budget. Instead of paying it back in one lump sum, you make smaller regular payments over a fixed period.

Many loans—like mortgages and auto loans—are paid in installments. However, most banks and lending institutions will do a thorough credit check before they approve any application. Some of them will outright refuse a loan application if you don't meet a minimum credit score.

Get an installment loan even if you have bad credit

With 67CashToday, you can apply for an installment loan even if you have a low credit score or have not been able to establish your credit history.

We understand that people have different financial circumstances, and your credit score should not disqualify you for a loan. So, we consider several other factors during application. It's a more personal, customized approach—and a way for people who have bad credit scores to get an installment loan.

Benefits of installment loans

  • Raise money for large, urgent expenses. Major house repairs, hospital bills, long-distance moving costs and other personal emergencies can cost thousands of dollars. These can't be covered by payday loans.
  • Enjoy longer term lengths. You can spread out the payments over several months, instead of the typical payday loan terms of two to four weeks.
  • Plan your budget. Since installment loans set clear fixed payments, you can plug this into your personal budget. You can even automate your payments through direct debit or post-dated checks—simple and convenient!
  • Improve your credit score. Paying off an installment loan can help you build or improve your credit rating because it establishes a positive payment history.

How to get installment loans for bad credit

Most people get stressed or anxious just by the idea of applying for a loan. They associate it with long lines at the bank, gathering tons of documents, only to be told after several steps that they didn't qualify. It wastes time, effort and even money.

You won't experience that when you apply for a loan with 67CashToday. We have streamlined our application process so it's simple, convenient, and fast.

  • Fill out our application form. Rest assured that all the information is private and confidential and will only be used so we can help facilitate your application.
  • Talk to our loan representative. We will explain how the installment loans work and answer any questions you may have. If you wish to proceed, we will ask questions to get a more complete idea of your financial circumstances. This will help us determine the loan amount and terms.
  • Review the loan package. We are always transparent with our customers. We give a clear loan package and explain it to you so that you can make an informed decision. Rest assured that there will be no hidden fees or surprise penalties—a common trick of unscrupulous lenders.
  • Get your cash. Once you've signed the loan, you receive the money within the same day or the next banking day.

Choose a lender you can trust!

67CashToday has provided bad credit loans to thousands of customers and take pride in our quality of service and strong reputation.

Registered lenders. We only work with the lenders who have the license to operate in your state and follow the industry regulations and protocols.

Professional services. We make sure that you receive the information and assistance you need at every step of your loan application.

Efficiency and convenience. We understand that you may need the money right away. We have streamlined the application process so that it's faster and easier. You may even get approval for your bad credit installment loan in just one day!

Start your loan application

Are you interested in taking out an installment loan? Do you need to raise emergency money as quickly as possible? Contact us and find out how you can get a loan even when you have bad credit.